Competition is incredibly tough for credit card issuers! You'll notice things like introductory offers on new purchases and no interest on balance transfers for six months to a year on credit card advertisements. This is how they compete for business! The other big competing feature of credit cards is their rewards programs. Credit cards with rewards programs are becoming increasingly popular as people don't want to settle for a basic credit card anymore- they want to get something out of their spending!
Hundreds of rewards programs exist
Save on Dining
Get cash back
Get points and purchase merchandise with them
Travel for free with credit card rewards programs
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